First you need to make sure you're on the electoral register. From then on it's a case of showing that you can use credit responsibly. The usual methods are things like a mobile phone contract, gas & electricity bills, all being paid on time. Additionally, get a credit card, use it for your day-to-day spending, and ensure the bill is paid in full every month when you receive the statement ( ideally set up a direct debit ).
If your credit history is less than perfect then you may need to look at the "sub-prime" cards ( see the credit card section on this site ). The interest rates are higher than the more mainstream cards, but that's irrelevant as you'll be paying in full every month, so you won't be incurring interest. Also note, the "credit score" you may see on the credit reference websites is totally meaningless. What lenders will see is your credit history, they want to see evidence that you can use credit responsibly.0 <br> <pre>Array
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Output for 8.3.5
Warning: PHP Startup: Unable to load dynamic library 'sodium.so' (tried: /usr/lib/php/8.3.5/modules/sodium.so (libsodium.so.23: cannot open shared object file: No such file or directory), /usr/lib/php/8.3.5/modules/sodium.so.so (/usr/lib/php/8.3.5/modules/sodium.so.so: cannot open shared object file: No such file or directory)) in Unknown on line 0
First you need to make sure you're on the electoral register. From then on it's a case of showing that you can use credit responsibly. The usual methods are things like a mobile phone contract, gas & electricity bills, all being paid on time. Additionally, get a credit card, use it for your day-to-day spending, and ensure the bill is paid in full every month when you receive the statement ( ideally set up a direct debit ).
If your credit history is less than perfect then you may need to look at the "sub-prime" cards ( see the credit card section on this site ). The interest rates are higher than the more mainstream cards, but that's irrelevant as you'll be paying in full every month, so you won't be incurring interest. Also note, the "credit score" you may see on the credit reference websites is totally meaningless. What lenders will see is your credit history, they want to see evidence that you can use credit responsibly.0 <br> <pre>Array
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First you need to make sure you're on the electoral register. From then on it's a case of showing that you can use credit responsibly. The usual methods are things like a mobile phone contract, gas & electricity bills, all being paid on time. Additionally, get a credit card, use it for your day-to-day spending, and ensure the bill is paid in full every month when you receive the statement ( ideally set up a direct debit ).
If your credit history is less than perfect then you may need to look at the "sub-prime" cards ( see the credit card section on this site ). The interest rates are higher than the more mainstream cards, but that's irrelevant as you'll be paying in full every month, so you won't be incurring interest. Also note, the "credit score" you may see on the credit reference websites is totally meaningless. What lenders will see is your credit history, they want to see evidence that you can use credit responsibly.0 <br> <pre>Array
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